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Frequently Asked Questions - Graduate Summer Health Insurance

The following FAQ's should help you determine if you are eligible for health benefits associated with a summer assistantship, plus clarify related policies and procedures.

Questions

Questions and Answers

Am I required to be registered for summer term?

Some departments require registration for all students with assistantships, regardless of the term. Check with your department. Graduate students holding waiver-generating summer fellowships are required to register for summer term. Graduate students whose term of admission is summer must register during summer term.

What is a waiver-generating summer assistantship appointment?

A graduate, research, pre-professional, or teaching assistantship of at least 25% and not more than 67% for at least 41 days of the summer academic term is waiver-generating.

What if my summer appointment is for more than 67%?

If you are registered and have an appointment of 68% or more, you are eligible for a waiver of the Service Fee, AFMFA, and Library/Tech fees only. You therefore must pay for tuition and for health coverage fees assessed with your registration (Health Service Fee and health insurance fee). If you do not register but want health coverage, you must purchase health coverage separately.

What are the health care benefits?

The University pays the Health Service Fee (“McKinley fee”) and most of the health insurance fee for eligible assistants and fellows. Eligible assistants and fellows also receive dental and vision coverage.

When will I see my summer health benefits credited to my student account?

The payments will not be credited to your student account until your summer appointment (assistantship or fellowship) is fully processed. You should contact your department with any questions you may have about the processing of your assistantship or fellowship appointment. Once the appointment is processed, the Health Service (McKinley) Fee will be paid by the University, the University payment toward the insurance fee will be applied, and your name will be sent to the dental and vision providers as eligible for coverage.

What are the dates of coverage?

The coverage dates for summer health insurance are May 13, 2017 - August 25, 2017. McKinley Health Center spring coverage ends May 27, 2017 and summer coverage ends August 26, 2017. The coverage dates for summer dental and vision benefits are June 1, 2017 – August 31, 2017.

How can I receive health care benefits if I do not have a waiver-generating appointment over the summer?

You have two options. You can register or you can purchase an extension. Registration at any level in Summer 2017 will cause assessment and appropriate payment of the health insurance fee for students with a waiver-generating assistantship. Registration in at least three hours in Summer 2017 will cause assessment and appropriate payment of the health service (McKinley) fee for students with a waiver-generating appointment. To be eligible to purchase an extension of your health insurance coverage and/or your McKinley coverage, you must have been assessed (had coverage) in the preceding spring term. With either option, a student who does not hold a waiver-generating appointment in summer term would be responsible for paying the full amount of the assessed fees/charges.

What if I register for less than 3 hours?

If you register for less than 3 hours in the summer term, you will not be assessed the health service (McKinley) fee. If you register for less than 3 hours, do not hold a waiver-generating appointment, and want access to McKinley, you must purchase an extension. You are only eligible to purchase an extension if you were assessed the health service fee (McKinley) in the preceding spring term. To purchase an extension of McKinley coverage, you must go to McKinley Health Center Business Office, 1109 S. Lincoln Avenue, Urbana. More information is available at  http://mckinley.illinois.edu/fees/service-fees and http://mckinley.illinois.edu/fees/service-fees/fees-dates-and-deadlines.

What is an exemption from the health insurance fee?

A student with an exemption is not assessed the health insurance fee. In order to qualify for an exemption you must have other equivalent health insurance.  If you filed an exemption for health insurance before the Fall 2013 term, the exemption is considered permanent and will be in effect unless you request to be reinstated.  Starting with Fall 2013 term, exemptions last for one year and must be requested every fall during the enrollment/change period.  If you want to file for an exemption, please visit the Office of Student Health Insurance website (si.illinois.edu), click on "Links & Forms, then "Opt Out of Student Health Insurance," and complete the form as instructed.  If you would like to apply for reinstatement, you need to file for reinstatement in person at the Student Insurance Office, located in Room 29, McKinley Health Center, 1109 South Lincoln Avenue, Urbana.

What if I receive a waiver-generating appointment and have an exemption of the health insurance fee?

If you have received an exemption from the health insurance fee, you would not be charged the health insurance fee and are therefore ineligible to receive the University contribution toward the health insurance fee. You would be eligible for the health service (McKinley) benefit.

What if I receive a waiver-generating appointment after I've paid for an extension for my health insurance?

If you've already paid for an extension of your health insurance, please contact the Graduate College at (217) 333-0036 or via email to:  gradfellowships@illinois.edu . We will look at your situation and help you to do what's needed to insure that you are charged the correct amount and receive the benefits to which you are entitled.

What if receive a waiver-generating appointment after I've paid to extend my access to McKinley for the summer?

If you've already paid for access to the McKinley Health Center (see http://mckinley.illinois.edu/fees/service-fees), you should go to the McKinley Business Office and explain that you need a refund because you have a waiver-generating appointment for summer.

What if my situation changes after I have completed and submitted the online form?

If your situation changes such that the information provided in your first submission is no longer valid (e.g. you decide to register after you originally indicated you would not be registered), you may access the form and complete a new entry. The information in the subsequent submission will replace the earlier information. Note that the deadline for making changes is June 2, 2017.

What if I change my mind after I submitted a request to purchase an extension of insurance for the summer?

You may access the online form and request a cancellation of the request to extend the health insurance. The request for the cancellation must be submitted by the deadline of June 2, 2017 in order for the charges to be removed.

What if I want to purchase health insurance or health service (McKinley) coverage for dependents?

If you want to add dependents to your health insurance, you must do so through the University's United Healthcare Student Resources website ( Go to si.illinois.edu and read the FAQ.)  If you want to purchase McKinley coverage for a spouse or domestic partner, you must do so at McKinley. More information is available at http://mckinley.illinois.edu/fees/service-fees.

What if I'm graduating and want to continue my health coverage?

You may purchase a continuation of your health insurance to have coverage after you graduate.   To purchase an continuation of student health insurance, please go to the University's United Healthcare Student Resources website (si.illinois.edu) and complete the "2016-1351-2 Continuation Enrollment Form."   The continuation of coverage must be purchased, and payment received by United Healthcare, within 31 days after the expiration of Spring 2016 student insurance coverage.  You may also purchase coverage at McKinley for the summer after your graduation. To do so, go to the McKinley Business Office, 1109 S. Lincoln Avenue; also see http://mckinley.illinois.edu/fees/service-fees.

If I had dental/vision insurance in spring term, do I still have it in summer?

Yes, if you had dental/vision coverage in the spring term you will continue to have coverage until August 31, 2017.

If I did not have dental/vision coverage in the spring term, can I purchase an extension of dental/vision insurance for the summer?

No. Coverage agreements between the University and Dental/Vision Insurance providers (Delta Dental and EyeMed) allow for two open enrollment periods: one in the fall (September) and one in the spring (February). For more information, see www.grad.illinois.edu/current/dental.htm and www.grad.illinois.edu/current/vision.htm.

What if I am registered in absentia?

Students registered in absentia are not assessed the health insurance fee or the health service (McKinley) fee, regardless of the number of hours for which they are registered.  If you are registered in absentia and would like student health insurance coverage, you must request an extension of your student health insurance at https://www.grad.illinois.edu/healthins/.  To be eligible for an extension of health insurance coverage in summer, students must have been assessed (had coverage) in the preceding spring term.  Students registered in absentia are not eligible for health services from McKinley. For more information about in absentia registration, consult the Graduate College Handbook at http://www.grad.illinois.edu/gradhandbook/2/chapter2/registration#RegOptions.

What if I am studying or conducting research abroad?

Students registered in a study abroad program or independently engaged in study or research outside of the United States are required to purchase University approved insurance.  For more information, contact the Study Abroad Office at sao@illinois.edu or visit the Web at http://international.illinois.edu/resources/safety-security/index.html.

What if I only have a Teaching Assistantship appointment for Summer I (the four-week part of summer term)?

A teaching assistant appointment between 25 percent and 67 percent of full-time service for at least 21 days in Summer I (four-week part of summer term) will be considered to be a waiver-generating appointment, and therefore eligible for the Health Insurance and Health Service benefits.  Members of this group will be contacted separately with information regarding summer health benefits.

What if I am a student in a UIC program (Nursing, Medicine) and hold a summer waiver-generating assistantship in Urbana?

Students enrolled in the College of Medicine or College of Nursing on the Urbana-Champaign campus with waiver-generating assistantships paid through the Urbana-Champaign system are entitled to the health benefits associated with the assistantship appointment. However, the tuition and fees for these programs are assessed by the UI-Chicago system, which means that the health benefit coverage cannot be automatically applied by the Urbana-Champaign campus. In order to receive the benefits, these students should contact the Graduate College via email at grad@illinois.edu to request the benefits.